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Saturday, October 9, 2010

Wall Street

Posted by finance at 5:06 PM

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Repairing Your Credit

Realizing that you are already on the path to credit repair.
Ordering credit reports after bankruptcy.
Finding mistakes on your credit report.
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Reestablishing credit.
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Wait 24 months.
Sub-prime lenders.
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FICO Scores

Perhaps the best-know credit scoring system is FICO, so named because it uses sofware developed by Fair, Isaac and company(FICO). The three major credit reporting agencies uses this system when providing scores to lenders, although each calls it a different name. At Equifax, the score is know as Beacon; at TransUnion, it is Empirica; and at Experian. it's the Experian/Fair, Isaac Risk score.

FICO score range from 300 to 850. The higher the score, the lower the predicted credit risk for lenders.

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